Wednesday, December 23, 2009

Inspirational Tips for Reducing Stress
Try Videos of Success Affirmations.

The best tips for reducing stress that money can buy are actually FREE. If you want to live a stress-free life, then you must first believe you are worth it and that you deserve it.

True stress-free living comes at the top of Maslow's Hierarchy of Needs (see picture of hierarchy at bottom of this page) in the form of self actualization and the only way to get to the top is to go through levels three and four (love of self and others and self esteem). For as long as you spend your life stalled at level one or two, you will never achieve a continuous and profoundly stress-free life.

If you have a lot of stress in your life, then commit at least 30 minutes per day to watching inspirational videos such as the ones below. There are tons more on YouTube. Also read as many inspirational stories and poems as you can get your hands on. These stories, poems and videos are filled to the brim with tips for reducing stress.

Stay away from all media that is negative, angry or stressed. Your brain could use fewer mixed messages. To attract abundance, you must live abundantly.







Maslow's Hierarchy of Needs

Monday, December 21, 2009

Disney's Stress Management Philosophy



Timon and Pumbaa from Lion King got it right as did Baloo the Bear from The Jungle Book. "No Worries" and the "Bare Necessities of Life". If we could all watch more Disney, perhaps we would have a lot less stress.



Happy watching and have a Merry "STRESS FREE" Christmas.

Saturday, December 19, 2009

Figuring It Out For Ourselves...Or Not.

Have you ever been in a conversation with a friend and made the mistake of offering some well-meaning advice? Perhaps, you were discussing a relationship or work-related problem. Maybe it was something to do with the kids or a home-based business challenge. No matter the nature of the problem, somewhere along the way, you felt it was appropriate to share some advice.

This innocent advice might have started with the words, "You should..." or "Have you ever tried...." The moment you did this, the tone of the conversation changed. Your friend, who up to this moment, had been regaling you with endless problems, likely with immense passion, suddenly did one of two things and you probably didn't even notice.

The first possible behavior change was to jump on the defensive and begin generating massive excuses for the situation just described. This person does not take responsibility for herself and comes up with reason after reason, why the problem is someone else's fault or why it can't or couldn't have been prevented. The defensive person apologizes for living, but probably is not interested in solving the problem at all. Truly, she just wants to complain. When you offer a solution (some advice) she has to work twice as hard to get back to discussing the problem and away from a solution-oriented conversation.

The second behavior change is anger and resentment. Unlike the defensive person, the angry person probably would like to find a solution to the problem, but she can't hear or appreciate your advice or any advice, for that matter, but the resistance happens for a very different reason.

When this happens, you probably won't know that the person is no longer listening to you. Your friend has likely taken the route of silent anger or hostility and you have been completely tuned out. Of course, this person is polite and still appears to be listening and engaged in the conversation, but that person is no longer hearing you. In fact, she is actually mad at you.

What did you do to deserve this unkind, albeit unknown treatment? Were you pushy, interfering or rude? Probably not. Were you demanding, condescending or disinterested-sounding, as you delivered your advice? This, too, is unlikely.

No, your well-meaning advice is not accepted because your friend wants to figure things out on her own. She doesn't want to be told what to do. She doesn't want to be coached. She is resentful of you because you have just become the proverbial know -it-all. You have implied that you have all the answers when she doesn't.

Oftentimes, the problem runs still deeper. Not only do you seem to have the answers and she doesn't, but she, very likely, lacks the skills to find the answers on her own. It is not a lack of intelligence that causes this reality, rather it is a lack of skill, a lack of problem solving skills. Strong problem solving skills, possibly the single best stress management technique or tool available today, is not something we are born with and unfortunately, it is not something we learn in school to any great degree.

In the old days, we may not have been any better at problem solving, but we had back up systems in the form of extended families, we spent more time outside the home listening to others ideas and opinions, and the problems were far less complicated than they have become in the last 50 years. Some would say it is a lost cause.

So there is no shortage of problems to discuss or complain about endlessly, but many of us lack adequate problem solving skills and are too embarrassed to ask for help. We have become islands and we believe that we must go it alone. We think we have to figure it out for ourselves. We are so sold on this crazy idea, that we would rather suffer endlessly than reach out for advice or ideas from those we care about. We say we are not ready; we shut doors on friends and family who may have good, even great ideas; and worst of all, we endure our problems and stress endlessly.

Like most chronic diseases today, stress and problems are self-inflicted and self-perpetuated. There are solutions and answers available and you never know, one of the best solutions or answers just might come from some innocent advice offered by a friend or family member. So instead of becoming defensive or resentful and angry, take a moment to listen to friendly advice and evaluate it objectively. Try it out or ask some questions or do some research, but whatever you do, don't overlook or tune out those jewels of wisdom from a friend.

We are in the midst of the information age or knowledge economy or whatever you want to call it and it hasn't been possible for a single person to know everything there is to know since the days of Leonard Da Vinci. Essentially, you have three choices, you can improve your problem solving skills, you can listen to advice and ideas from people who care or you can suffer, preferably in silence, because there is nothing worse than listening to someone who complains all the time about everything and never seems to move forward or never tries to solve the problem.

Sunday, December 6, 2009

Managing Financial Stress: As easy as 1, 2, 3!

Doesn't it seem strange that different people react so differently with regards to money? You would think that, in difficult economic times, everyone would be bent out of shape about money. However, this is not always the case. Take me, for example. Even when times have been really tough, I have not really felt extreme amounts of financial stress and managing financial stress has never really seemed like an unwieldy task.

Now, don't get me wrong, there have been times when I have nearly lost my marbles because of financial stress; however, for the most part, these times have been few and far between and they have not lasted for very long each time. It seems that I have an uncanny ability to pick myself up and dust myself off and start all over again, even when debt loads have been really extreme and in all of it, I have never felt a need to declare bankruptcy. Am I just a special person or is there another reason for my supposed financial serenity?

Recently, I was reviewing my work history as I prepared a resume for a contract application. There is nothing that will make you feel older than a detailed resume review. As I did this analysis, I realized that I have operated a very wide variety of businesses covering all different types of business models and I have held a large number of jobs in many different career fields.

That resume exercise got me thinking about two different, but related ideas. My first thought revolved around variety as a tool for managing financial stress. Was the extreme variation in my work history a key factor in my feelings about money and finances?

My second thought revolved around passive income. Most of my business ventures were structured to create passive income streams. In other words, I did a whole bunch of work up front and then, once the structure had been created, I continued to earn money, whether I was working or not.

I came to the conclusion that my unique ability to manage financial stress came from both the variety in my work history - there are very few business sectors, in which I have not worked; as well as from the fact that many of the business models, I created, over the years, allowed for passive income generation. It seems the difficulty level of managing financial stress is reduced considerably when you know you have lots of options. Without even really realizing it, I have developed multiple streams of income in my life.

Over the past 25 years, I have run service and manufacturing businesses, I have done network marketing and Internet marketing, I have done real estate and stock market investing, I have done private consulting work and I have even tried my hand at self-publishing. I had different levels of success with each venture, but the one thing that has become very clear to me is that I am not afraid of finances or, put another way, I don't get stressed out about money because I have confidence that I can always go out and earn what I need to pay off debt or work toward achieving my goals. My experience has allowed me to be financially independent, so to speak, even when I was broke. I am happier, I believe, because I don't suffer from the classic idea of 'money worries' or financial stress.

Another key factor that jumped off the page as I completed the resume exercise was the extent of my financial knowledge. Whether it was banking terms, real estate jargon, stock market language or accounting rules, I realized that I am fairly comfortable with the language of finance and I now understand that this knowledge helps me to be far more confident in managing financial stress as well.

So what's the take away here? It is a good idea to have a wide variety of financial experiences under your belt, even if you only engage in each venture on a very small scale and all along the way, every person should try hard to increase his or her financial knowledge as much as possible. Some famous person once said, 'KNOWLEDGE IS POWER' and someone else said, 'VARIETY IS THE SPICE OF LIFE'. I think I finally understand these phrases and I hope others can experience my idea of financial freedom as well.

For more ideas on managing financial stress, check out
Three Steps to Managing Financial Stress